| LETS COMPARE | ORLANDO TOWERS ESTATES (RENT-TO-OWN) |
TRADITIONAL RENTING | TRADITIONAL BUYING (BOND) |
|---|---|---|---|
| Property Ownership | You start owning from Day 1 | You Never Own | You own once registered |
| Upfront Cost | No Deposit or Transfer Cost | 1-2 Months Rental Deposit | Deposit + legal costs may apply 0-20%, Est > R50 000 |
| Monthly Payments |
Each payment builds your home equity. Equity builds at approx. 4–5% per year |
You Never Own! Money goes to landlord, No home ownership. |
Builds Equity |
| After 10 Years | ±R600k in accumulated home ownership value |
No home ownership. Approx. ±R700k paid to landlord. |
Paid-off or partly paid home |
| Property Appreciation | Value grows ±6% per year — you benefit |
It’s not your home. 0% - No benefit |
Value grows ±6% per year — you benefit |
| Price increases |
Controlled Increases (linked to inflation) |
Unpredictable annual increases (often 7–10%+) | Subject to Interest Rate changes |
| Getting Approval |
Flexible Approval (Ideal for self-employed/non-standard income) |
Standard Credit Check | Strict Bank Credit & Income Criteria |
The Orlando Towers Estates Instalment Sale Agreement (Rent-to-Own) is a simple, affordable path to homeownership designed for people who are tired of walking away with nothing after years of renting.
MortgageMarket.co.za is the exclusive home loan origination partner for the Orlando Towers Estates. We get you the best home loan deals from South Africa’s top seven banks, at no cost to you.
We give you peace of mind through our 2-minute pre-approval tool, which provides you with a real-time credit and affordability check.
Our home loan expert consultants will guide you through the home buying journey and will help negotiate the best interest rate on your behalf.
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